Borrowing power check.
A quick estimate of how much you could borrow, based on income multipliers. For a precise figure, book a full assessment.
Important Disclaimer: This borrowing power estimate is for illustrative purposes only and does not constitute a pre-approval or an offer of finance. The figures are based on standard income multipliers and do not take into account your full financial situation, including detailed living expenses (HEM), HECS/HELP debt, existing loan commitments, or credit history. Actual borrowing capacity varies significantly between lenders, which may apply "shading" to rental, bonus or overtime income. You should not enter into any contract of sale based on these figures alone. Please contact Smart Buyer Hub for a precise assessment.
Want to increase your borrowing power?
Small changes to your credit limits and expense declarations can unlock thousands in extra capacity. Let's run the real numbers with 30+ lenders.
Book a strategy call